Careers
The INS Companies Want You to Join Our Team!

Chief Property/Casualty Actuary

Inquiries should be sent to:

Annette Knief
President and Managing Partner
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Jean Klosterman
Operations Assistant
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Job Description/Duties and Responsibilities/Requirements

Position: Chief Property/Casualty Actuary

Company: INS Regulatory Insurance Services, Inc. / Regulatory Consultants

Key Responsibilities

  • Associate or Fellow of the Casualty Actuarial Society (ACAS/FCAS)
  • Member of the American Academy of Actuaries (MAAA)
  • Meet the General or Specific Qualification Standards for Actuaries Issuing Statements of Actuarial Opinion in the United States
  • 10-15 years property and casualty actuarial experience preferred; strong preference for actuarial pricing and reserving experience
  • Experience managing an actuarial staff 
  • Ability to recognize/diagnose issues, work in teams, and leverage firm resources to address client challenges
  • Excellent written and oral communication skills
  • Ability to influence and collaborate with senior management and work across all levels of the firm
  • Strong interpersonal, project management, presentation, and organizational skills

Preferred Qualifications

  • A degree in Actuarial Science, Statistics or a related degree; post-graduate degree beneficial
  • Software proficiency (Prophet, Moses, SAS and databases (SQL))
  • Expertise in personal lines, commercial lines and reinsurance

Key Responsibilities 

  • Provide property and casualty actuarial leadership for the actuarial staff and the entire firm
  • Manage all client relationships involving property and casualty actuarial support
  • Lead and manage multiple consulting client engagements and provide consistent, superior relationship management
  • Assign property and casualty actuarial staff to projects, coordinate the work, and ensure satisfactory completion
  • Provide actuarial services when necessary for projects, including risk-focused examinations, captive applications, rate and rule filing reviews, and other regulatory engagements requiring actuarial support
  • Uphold the highest standards of professionalism for all actuarial services
  • Propose and manage budgets for all projects
  • Provide input and assistance in developing responses to requests for proposals
  • Identify opportunities to provide additional services to current clients
  • Develop quality deliverables, documenting the results through written reports and detailed work papers
  • Contribute to the development of new tools and approaches
  • Identify the developmental needs of the property and casualty actuarial staff and provide leadership and assistance as needed to improve their knowledge and skills
  • Evaluate insurance company pricing and reserving practices, and the work of insurance company Appointed Actuaries for compliance with state requirements and with Actuarial Standards of Practice
  • Evaluate the actuarial soundness of insurance company rate and rule filings submitted to states
  • Serve as an actuarial subject matter expert in connection with state insurance department risk-focused financial condition examinations and insurance company rate and rule filings
  • Possess working knowledge of statutory accounting principles and procedures, and NAIC examination guidelines

Benefits

  • Comprehensive health, dental, and life insurance, including accidental death & dismemberment Coverage
  • Wellness benefits
  • Generous paid holiday and leave policies, including parental leave
  • Paid sick leave
  • 408P (401K equivalent)

Additional Information

INS Consultants, Inc. (INS) and its related companies, INS Regulatory Insurance Services, Inc. and INS Services, Inc., (collectively The INS Companies) are a regulatory consulting group consisting of a large, highly qualified, and mobile national network of regulatory professionals who have been exclusively assisting insurance regulators throughout the United States and its territories since our founding in 1987. INS is one of the largest providers of regulator-only actuarial support services and is the first of its kind. INS is well known, well established, and well respected within the insurance regulatory community. INS primarily provides actuarial support on rate and form filing reviews, risk-focused examinations, and rehabilitation/liquidation services to regulatory agencies. 

The INS Companies has long and varied roots in state insurance regulation and has working relationships with forty-nine state insurance departments and several US territories. The INS Companies was founded by two former insurance regulators and best friends, Alan Shaw and the late George Piccoli, Sr. The INS Companies has evolved from a two-person small business into a large nation-wide network of insurance specialists serving state regulatory clients both domestically and internationally.

The network of INS insurance specialists has examiners and analysts based all over the United States, from Alaska to Florida.

Mission Statement  

The INS Companies’ mission has always been to provide superior professionals to produce the highest quality deliverables in all areas of insurance regulation for our regulatory clients.

Values

Our core values center on the highest standards of excellence and integrity. Simply put “we do the right thing” by our clients and internal teams. We believe that our ability to service clients is a privilege and we understand that this requires a continual, uncompromising commitment to service, quality, collaboration, and will to win. These values guide how we work together as a team and with our clients. Most importantly, our values help us establish meaningful relationships with our clients that build trust while solving critical client issues.

How to Apply

Qualified candidates should email a cover letter and current resume to Annette Knief and Jean Klosterman.


Jennifer Thelen, Life/Health Actuary
I have been at INS for a few years as a Life/Health actuary and could not ask for a better place to work. My responsibilities include but are not limited to evaluating the reasonableness of proposed premium rates, performing actuarial services for financial examinations, providing insurance department training, analyzing the impact of legislation, and assisting in any other special projects requested by our regulatory clients. Since joining INS, I have expanded my industry knowledge and gained a better understanding of the unique and rapidly changing challenges our regulatory partners face. Each project encourages me to continue learning and apply my actuarial skillset in creative ways to solve critical issues. Each project also gives me satisfaction as it helps ensure policyholders are adequately protected. The INS leadership team emphasizes high standards of excellence and integrity, empowers employees to continue professional advancement, promotes a creative work environment, and values its employees through competitive benefits and a strong work-life balance. I am proud to work for a company with strong core values.

Peggy Hermann, Life/Health Actuary
I joined the Life and Health Actuarial practice at INS in 2017. Since then, my primary responsibilities have been leading the actuarial involvement in financial examinations of life and health companies for numerous state insurance departments. I’ve found INS to be a place that values its employees’ professional and personal growth and encourages a level of work-life balance that is often not found at a consulting firm. I’ve been given the freedom to manage my projects as I feel as appropriate, but management and my co-workers are always available to provide support and advice when needed. The Life and Health actuaries meet online at least monthly and gather in person several times a year for professional development and social activities which helps maintain connections, as the office is fully remote. My move to INS over 6 years ago has had a positive impact on my career and personal life. I’ve had the opportunity to provide value to the financial examination teams and gain experience with different types of insurance products and projects. Even after 30 years in the insurance industry, I’m still growing as an actuary at INS.

Joseph Brennan, Life/Health Actuary
I am currently a Life/Health actuary at INS Consultants, Inc. (INS) and have worked at INS for over ten years. I enjoy working at the Company, primarily because of the importance of the work we do, the quality of our staff, and the flexibility provided by a full-time remote environment. We have a dedicated team of professionals, who support the critically important work of our regulatory partners at each insurance department, which INS serves. Although INS is a totally remote Company, we are in constant communication with our colleagues, as well as with our regulatory partners. This contributes to our open environment, where everyone contributes, and at the same time, everyone learns, and everyone grows. I have been employed as a Chief Actuary, Vice President, Managing Actuary, etc. at a number of top companies in the insurance industry, but I can safely state that INS ranks among the best companies where I have ever worked.