Mr. Edwards, Vice President and Chief Life and Health Actuary, began his actuarial career in 1981, and has been assisting regulators since 1994, when he joined The INS Companies. Mr. Edwards manages and supervises numerous regulatory projects, and oversees all life and health actuarial projects. He has managed and/or provided peer review on hundreds of actuarial examinations. Mr. Edwards has assisted financial examiners by providing actuarial services over 20 states and jurisdictions. Mr. Edwards participates in a broad range of life and health regulatory actuarial services, including reserve analysis, tax reserve analysis, policy form reviews, rate reviews for Delaware and California, reinsurance treaty reviews, certificates of valuation, and has performed and managed hundreds of risk-focused actuarial examinations for various insurance departments. Mr. Edwards’s more than thirty-five years’ experience in the actuarial field includes positions with a number of life insurers, such as American Life Insurance Company and Philadelphia Life Insurance Company, as well as many years in the role of an actuarial consultant.